Borrowing is a very common nowadays. And this form of lending can be used for several purposes, including the payment of debts. With increasing demand, the institutions that make loans multiplied and are everywhere, including the Internet.
Despite the popularity of online loans , many people are still afraid of falling into bad guys scams, due to the fragility that still exists on the web transactions.
It was just thinking about what we did today's post. Continue to follow and how to escape the famous "confidence trick" in the online loans!
Be wary of too easy loans
"When charity is too much, the holy suspicious." This is a very popular and very true saying. There is nothing too easy and all things always come at a cost. And in transactions with money, nobody does anything without a financial interest!
Loans offered very easily without any verification or confirmation document data are warning signal. Transactions without interest rates or with very low interest rates, alleged release in the near term for people who are not customers of the organization can also prove that there is something wrong.
Search well before hiring a loan
It is important not to make loans without enough research or seek references on the financing company. This is a mistake that can cost you dearly. There are several institutions that offer loans, but how many are really reliable? Some are already famous for holding loans online and are the most desirable.
If making a loan online and search for the company's reputation, check out the information on the specific site, send messages to ask questions, confirm their credentials (CNPJ, physical office, other records), compare comments, ensure consumer protection agency if there are complaints against the company.
You can also inform the Central Bank - by calling 145 or through the website - if the company is allowed to carry out their activities. Unfortunately, this is a much needed attitude in the business world, where rainfall and a lack of knowledge can seriously compromise the consumer or user of any service.
Do not make advance deposits
One of the main characteristics of the scammers is to ask you to make an advance deposit, which take a guarantee in cash . A serious company does not ask things like that. So if by hiring a loan, financial set a value to be deposited in a particular account, please decline the service.
The most likely is that, after the money fall into the provided account, the company did not further contact and what seemed too good to end up revealing a huge disappointment.
Refuse loans to pay for individual accounts
This is another indication that something may be wrong. Generally, loans are funded by corporations, companies accredited and authorized to carry out their activities. Only moneylenders act as individuals and yet, there are usury companies.
If the company offering the loan provide someone's personal account to make the deposit, it may be that it is acting in bad faith. After all, if the loan is provided by the company why not make the payment on her account? Does the company does not have its own account?
Find other loan options
The best recommendation we could give you would be: do not make loans. However, if you have no way, look for other loan options before deciding on the internet. If you suspect a lot of services on the web, the ideal is to make the transaction in physical institutions.
You've done online loan or are thinking of making one? Leave your comment about it!
Despite the popularity of online loans , many people are still afraid of falling into bad guys scams, due to the fragility that still exists on the web transactions.
It was just thinking about what we did today's post. Continue to follow and how to escape the famous "confidence trick" in the online loans!
Be wary of too easy loans
"When charity is too much, the holy suspicious." This is a very popular and very true saying. There is nothing too easy and all things always come at a cost. And in transactions with money, nobody does anything without a financial interest!
Loans offered very easily without any verification or confirmation document data are warning signal. Transactions without interest rates or with very low interest rates, alleged release in the near term for people who are not customers of the organization can also prove that there is something wrong.
Search well before hiring a loan
It is important not to make loans without enough research or seek references on the financing company. This is a mistake that can cost you dearly. There are several institutions that offer loans, but how many are really reliable? Some are already famous for holding loans online and are the most desirable.
If making a loan online and search for the company's reputation, check out the information on the specific site, send messages to ask questions, confirm their credentials (CNPJ, physical office, other records), compare comments, ensure consumer protection agency if there are complaints against the company.
You can also inform the Central Bank - by calling 145 or through the website - if the company is allowed to carry out their activities. Unfortunately, this is a much needed attitude in the business world, where rainfall and a lack of knowledge can seriously compromise the consumer or user of any service.
Do not make advance deposits
One of the main characteristics of the scammers is to ask you to make an advance deposit, which take a guarantee in cash . A serious company does not ask things like that. So if by hiring a loan, financial set a value to be deposited in a particular account, please decline the service.
The most likely is that, after the money fall into the provided account, the company did not further contact and what seemed too good to end up revealing a huge disappointment.
Refuse loans to pay for individual accounts
This is another indication that something may be wrong. Generally, loans are funded by corporations, companies accredited and authorized to carry out their activities. Only moneylenders act as individuals and yet, there are usury companies.
If the company offering the loan provide someone's personal account to make the deposit, it may be that it is acting in bad faith. After all, if the loan is provided by the company why not make the payment on her account? Does the company does not have its own account?
Find other loan options
The best recommendation we could give you would be: do not make loans. However, if you have no way, look for other loan options before deciding on the internet. If you suspect a lot of services on the web, the ideal is to make the transaction in physical institutions.
You've done online loan or are thinking of making one? Leave your comment about it!
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